Ethereum Payments Brokers 2026
Cryptocurrency represents an exciting new market in which to speculate and invest. However, coins such as Ethereum (ETH) also have real-world utility as a payment method to add and withdraw funds to brokerage accounts. An increasing number of brokerages are accepting Ethereum deposits, providing crypto investors with a seamless payment solution and anonymity.
This guide uncovers the benefits and risks of funding your account with Ethereum, from network confirmation times to transfer fees and limits. We have also compiled a list of the best brokerages that accept Ethereum payments in 2026.
Best Ethereum Payment Exchanges
We recommend these 6 brokers that support Ethereum payments, based on our tests:
Here is a summary of why we recommend these brokers in February 2026:
- xChief - xChief is a foreign exchange and CFD broker, established in 2014. The company is based offshore and registered with the VFSC and FMA. Users can choose between a wide selection of accounts and base currencies, making ForexChief accessible to global traders. The brand also stands out for its no deposit bonus and fee rebates for high-volume traders.
- InstaTrade - InstaTrade, based in the British Virgin Islands, is an online broker specializing in fixed income structured products and active trading through CFDs. Its zero-spread accounts, excellent research notably through InstaTrade TV, and access to the popular MT4 alongside its own web-accessible InstaTrade Gear, make it an attractive option for short-term traders at every level.
- Gemini - Gemini is a cryptocurrency exchange set up in 2014 by the Winklevoss brothers, known for their early involvement in Facebook. The exchange is among the world’s 20 largest and most popular. Gemini clients can trade and stake 110+ cryptocurrencies, with derivatives trading available in some jurisdictions, an advanced proprietary platform and additional features including an NFT marketplace.
- Kraken - Kraken is a leading cryptocurrency exchange with a proprietary trading terminal and a list of 220+ tradeable crypto tokens. Up to 1:5 leverage is available with stable rollover fees on spot crypto trading and up to 1:50 on futures. The exchange also supports crypto staking and has an interactive NFT marketplace.
- Fusion Markets - Fusion Markets is an online broker established in 2017 and regulated by the ASIC, VFSC and FSA. It is best known for its low-cost forex and CFD trading, although its multiple account types and copy trading solutions cater to a range of traders. New clients can sign up and start trading in 3 easy steps.
- BlackBull - BlackBull is a New Zealand-based CFD broker providing diverse trading opportunities on over 26,000 instruments. After undergoing a rebrand in 2023, it now sports a modern look and feel complete with professional-grade trading tools and ultra-fast execution speeds averaging 20ms.
Compare The Best Ethereum Payments Brokers
| Broker | Minimum Deposit | Instruments | Platforms | Leverage |
|---|---|---|---|---|
| xChief | $10 | CFDs, Forex, Metals, Commodities, Stocks, Indices | MT4, MT5 | 1:1000 |
| InstaTrade | $1 | FISP, CFDs, Forex, Stocks, Indices, Commodities, Cryptos, Futures | InstaTrade Gear, MT4 | 1:1000 |
| Gemini | $0 | Cryptos | ActiveTrader, AlgoTrader, TradingView | - |
| Kraken | $10 | Cryptos | AlgoTrader, Quantower | - |
| Fusion Markets | $0 | CFDs, Forex, Stocks, Indices, Commodities, Crypto | MT4, MT5, cTrader, TradingView, DupliTrade | 1:500 |
| BlackBull | $0 | CFDs, Stocks, Indices, Commodities, Futures, Crypto | BlackBull Invest, BlackBull CopyTrader, MT4, MT5, cTrader, TradingView, AutoChartist | 1:500 |
xChief
"xChief continues to prove popular with investors looking to trade highly leveraged CFDs on the popular MetaTrader platforms. The broker's rebate scheme and investment accounts will particularly appeal to seasoned traders. However, the lack of top-tier regulatory oversight is a major drawback."
William Berg, Reviewer
xChief Quick Facts
| Demo Account | Yes |
|---|---|
| Instruments | CFDs, Forex, Metals, Commodities, Stocks, Indices |
| Regulator | ASIC |
| Platforms | MT4, MT5 |
| Minimum Deposit | $10 |
| Minimum Trade | 0.01 Lots |
| Leverage | 1:1000 |
| Account Currencies | USD, EUR, GBP, JPY, CHF |
Pros
- The low minimum deposit of $10 will appeal to beginners, as well as the beginners’ guides in the Library
- The broker offers several account types to suit different traders, including a Cent account for beginners and pro-level hedging/netting accounts
- The broker offers a turnover rebate scheme geared towards active investors, as well as trading credits and several other occasional bonuses
Cons
- The total range of 150+ assets is much lower than most competitors who typically offer hundreds
- The Classic+ and Cent accounts provide access to fewer instruments than the other account types, at 50+ and 35+, respectively
- The broker trails competitors when it comes to research tools and educational resources
InstaTrade
"Although InstaTrade offers active trading on a comprehensive platform, it stands out with its fairly unique Fixed Income Structured Product (FISP), providing passive investment opportunities with up to 50% returns in 6 months if conditions are met. "
Christian Harris, Reviewer
InstaTrade Quick Facts
| Demo Account | Yes |
|---|---|
| Instruments | FISP, CFDs, Forex, Stocks, Indices, Commodities, Cryptos, Futures |
| Regulator | BVI FSC |
| Platforms | InstaTrade Gear, MT4 |
| Minimum Deposit | $1 |
| Minimum Trade | 0.01 |
| Leverage | 1:1000 |
| Account Currencies | USD, EUR, RUB |
Pros
- InstaTrade delivers an excellent suite of charting tools for day traders with its web trader comprising 250+ indicators, 11 chart types and a user-friendly design.
- VPS hosting caters to algo trading strategies with a dedicated physical server providing rapid execution speeds as low as 9 milliseconds.
- Despite an average investment offering of around 300 assets, InstaTrade offers a particularly strong suite of currency pairs, catering to advanced traders seeking opportunities in volatile exotics.
Cons
- InstaTrade’s growing educational tools provide valuable information for aspiring traders, but still trail category leaders like eToro with no structured course based on experience level.
- InstaTrade is registered in the offshore jurisdiction of the British Virgin Islands, resulting in limited regulatory safeguards for retail investors.
- Marketing of the FISP, especially phrasing around the “guarantee of profitability” and the “elimination of risks of trading on financial markets” raises concerns.
Gemini
"Gemini’s ActiveTrader platform and TradingView integration make it a good choice for serious crypto traders seeking a reliable charting environment, though we were disappointed by some unnecessary fees and previous security breaches."
Michael MacKenzie, Reviewer
Gemini Quick Facts
| Demo Account | No |
|---|---|
| Instruments | Cryptos |
| Regulator | NYDFS, MAS, FCA |
| Platforms | ActiveTrader, AlgoTrader, TradingView |
| Minimum Deposit | $0 |
| Minimum Trade | 0.00001 BTC |
| Account Currencies | USD, EUR, GBP, CAD, AUD, HKD, SGD |
Pros
- The exchange ensures high security standards with 2FA a requirement for all crypto investors
- There is a decent range of educational guides and tutorials suitable for beginners
- The trading app features a user-friendly, modern design and intuitive interface, with an excellent range of charting tools for day traders
Cons
- There is no practice profile or demo account for prospective traders
- Some larger coins by market cap are not available to buy through Gemini
- The exchange has a history of concerning incidents including the collapse of its Earn program and a phishing breach
Kraken
"Kraken will suit traders looking for a diverse list of cryptos including Bitcoin and a good security track record."
Kraken Quick Facts
| Demo Account | Yes |
|---|---|
| Instruments | Cryptos |
| Regulator | FCA, FinCEN, FINTRAC, AUSTRAC, FSA |
| Platforms | AlgoTrader, Quantower |
| Minimum Deposit | $10 |
| Minimum Trade | Variable |
| Account Currencies | USD, EUR, GBP, CAD, AUD, JPY, CHF |
Pros
- Low minimum deposit of $10
- Excellent range of 220+ more established cryptocurrencies
- NFT marketplace and crypto staking available
Cons
- Does not accept fiat deposits
- Low leverage on spot trading
- Does not support many newer altcoins
Fusion Markets
"Fusion Markets is a standout option for forex traders looking for excellent pricing with spreads near zero, industry-low commissions and recently TradingView integration. It’s a particularly good broker for Australian traders where the company is headquartered and regulated by the ASIC."
Fusion Markets Quick Facts
| Demo Account | Yes |
|---|---|
| Instruments | CFDs, Forex, Stocks, Indices, Commodities, Crypto |
| Regulator | ASIC, VFSC, FSA |
| Platforms | MT4, MT5, cTrader, TradingView, DupliTrade |
| Minimum Deposit | $0 |
| Minimum Trade | 0.01 Lots |
| Leverage | 1:500 |
| Account Currencies | USD, EUR, GBP, CAD, AUD, NZD, JPY, CHF, HKD, SGD |
Pros
- Average execution speeds of around 37 milliseconds are noticeably faster than many rivals and can help day traders secure optimal prices in fast-moving markets.
- Fusion Markets offers best-in-class support with very fast, friendly and helpful responses during tests and no frustrating automated chatbot to navigate.
- The range of charting platforms and social trading features is excellent, with MT4, MT5, cTrader and more recently TradingView, catering to a wide range of trader preferences.
Cons
- Traders outside of Australia must sign up with weakly regulated global entities with limited safeguards and no negative balance protection.
- There is no proprietary trading platform or app built with beginners in mind, a notable drawback compared to AvaTrade.
- Fusion Market trails alternatives, notably IG, in the education department with limited guides and live video sessions to upskill new traders.
BlackBull
"After improving its trading infrastructure with Equinix servers in New York, London, and Tokyo, reducing latency for traders, BlackBull is an obvious choice if you want to day trade stock CFDs with ECN pricing."
BlackBull Quick Facts
| Demo Account | Yes |
|---|---|
| Instruments | CFDs, Stocks, Indices, Commodities, Futures, Crypto |
| Regulator | FMA, FSA |
| Platforms | BlackBull Invest, BlackBull CopyTrader, MT4, MT5, cTrader, TradingView, AutoChartist |
| Minimum Deposit | $0 |
| Minimum Trade | 0.01 Lots |
| Leverage | 1:500 |
| Account Currencies | USD, EUR, GBP, CAD, AUD, NZD, JPY, ZAR, SGD |
Pros
- BlackBulls’s research is superb, especially the daily ‘Trading Opportunities’ articles that break down complex market movements into easy-to-understand insights, making it simpler to capitalize on emerging trends.
- With three ECN-powered accounts (Standard, Prime, and Institutional), BlackBull accommodates beginners, experienced traders, and professionals, offering flexibility based on trading needs and capital.
- BlackBull is a much greater fit for aspiring traders following the overhaul of its ECN Prime account, now featuring improved spreads averaging 0.16 on EUR/USD and a more accessible minimum deposit of $0 compared to the old $2,000.
Cons
- Although the Education Hub now features improvements like webinars and tutorials, the courses we’ve explored need more focus on explaining the wider economic factors influencing prices.
- Unlike most top brokers, BlackBull charges an irritating $5 withdrawal fee, which can detract from the overall cost-effectiveness, especially for active traders who frequently move funds.
- Despite a growing selection of 26,000+ assets, including additions to its Asia Pacific indices, they are mainly stocks with an average selection of currency pairs and indices.
How Did We Choose The Best Ethereum Brokers?
To reveal the top Ethereum brokers, we:
- Referred to our database of 500 online trading platforms and exchanges, shortlisting all those that accept Ethereum payments
- Verified that they support Ethereum deposits and withdrawals for day trading
- Sorted them by their total score, based on over 100 data entries and insights from our extensive tests
Ethereum Payments Explained
Ethereum is a digital network that allows users to make payments in its currency tokens, Ether or ETH. But while many utilize the crypto as a speculative instrument, long-term investment or an interest-generating savings asset, tokens can also facilitate 24/7 digital payments across the globe in a decentralized currency.
Before getting into the specifics of using Ether to make deposits and withdrawals to an online broker, our experts have created a quick introduction to how token transfers work…
After purchasing or receiving Ethereum coins into an online wallet, investors can transfer these tokens to an ETH-compatible payment address to make transactions. These transfers can be made via QR code when using a mobile investing app or a unique wallet address on a desktop device.
While payment methods such as PayPal, Apple Pay and bank transfers often have geographical or currency restrictions, Ethereum tokens do not discriminate. This makes Ether an excellent option for cross-border payments to offshore brokerages.
However, for transactions to be verified by the network, traders often pay block or gas fees, which compensate other token holders for providing the network on which payments are made.
Here are a few ways in which Ethereum payments and smart contracts can be used by traders:
Brokerages
When we investigated brokerages that accept Ethereum payments, we found that an increasing number of platforms are facilitating crypto deposits.
Many brokerages will convert Ether payments into a fiat currency such as USD, EUR or GBP to use in margin investing. However, some online investing services use crypto base currency support to provide ETH-based accounts that facilitate direct Ethereum trading. We have compiled a detailed guide to choosing the top Ethereum brokers.
In addition, traders can use Ether to pay for stocks, as margin for forex and CFDs, or to speculate on futures markets.
Cryptocurrency Exchanges
Ethereum is one of the most prominent cryptocurrencies in the decentralized space behind only Bitcoin. As such, we could not find a single cryptocurrency exchange or investing platform that did not support Ethereum deposits and withdrawals.
Adding Ether to an exchange can serve investors in several ways. This includes using a platform that supports high-yield staking, using crypto as margin for loans or simply accessing preferable exchange spreads and fees.
Payment Timelines
Speedy payment transaction times are crucial in the retail investing space. Traders often need to add funds quickly to capitalize on a market opportunity or add margin to maintain a position.
When we used Ether as a deposit and withdrawal method, we found that payment times ranged from 15 seconds to 5 minutes on average.
However, network speed also depends on how many people are making payments at any one time. Events such as NFT sales have caused transaction times to spike up to 4 hours.
When making a withdrawal using Ethereum, providers will often need to make checks and process the transaction independently of network times. This holding period usually is less than 24 hours and ensures that money laundering and finance compliance checks can be made.
Transfer Fees
Choosing a payment method with the lowest fees is a priority for many traders, with hefty charges potentially eating into hard-earned profits.
While Ethereum deposit and withdrawal fees vary from broker to broker, charges on this side of the transaction are usually small, if not zero. However, when making Ethereum payments, traders must also consider the ‘gas’ or network fees per transaction.
Similar to transaction times, Ether prices fluctuate based on network availability, with higher charges to pay during peak times and lower fees during less busy hours. Average fees change daily but are down considerably from highs in its history of over $70 in May 2021– fees averaged $7.17 in 2023.
While Ether transfer fees are lower than Bitcoin payments, some traders still feel that these are too high. And importantly, many alternative payment methods supported by online brokerages are fee-free for deposits and withdrawals.
Security
Due to cryptocurrency’s patchy reputation, some traders may be hesitant to use Ethereum to deposit and withdraw to their online brokerage accounts.
However, Ether is a trusted and secure payment network trusted by millions of investors around the world. All transactions are recorded on the blockchain and can be viewed via the Ethereum.org payment tracker.
This said, there are dangers when making Ethereum payments. For example, suppose you make a mistake when transferring ETH to your broker’s wallet. In that case, there is no way to refund the tokens to your own address. As a result, it’s always better to use payment links rather than manually input a wallet address.
This quality also means that scammers that take control of an account can anonymously withdraw Ether from a wallet or brokerage. Fortunately, the best online brokerages and wallet providers allow users to set up additional security measures through two-factor authentication.
Benefits Of Ethereum Deposits For Traders
- Ability to cap gas fees
- Gas fees calculator available online
- Processing times can be competitive
- Secure blockchain-based payment system
- Cross-border deposits are quick and easy
- Decentralized currency eliminates forex fees
- Ether transfer fees are far lower vs bitcoin payments
- Potential for low minimum deposit and withdrawal amounts
- A growing list of platforms that accept Ethereum deposit requests
Problems With Ethereum Deposits For Traders
- Costs and speed can spike during high volumes
- Fees are more expensive than traditional payment methods
- Not widely supported by investing brokerages and platforms
- The Ether payment system is not as streamlined as standard payment methods
How To Deposit Using Ethereum
To help you make Ethereum payments to your brokerage quickly and easily, our experts have created this guide to making crypto deposits.
Create/Log In To An Account
After finding exchanges that accept Ethereum payments, the first step is to create an account. Brokerages like FXCC usually require an email address, postal address, full name and password, with additional information needed later for identity verification.
Once an account is set up, log in to the client portal using your registered email address and password.
Locate Wallet
Once securely logged in to the client portal, navigate to your wallet area. This is often labelled “add funds” or “deposit funds”.
Select Payment Method
Most platforms support a wide selection of payment methods, such as PayPal, bank transfer, Skrill, Neteller, Visa and Mastercard credit/debit cards, plus cryptocurrencies. Find the Ether option and select it.
Specify Funding Amount
Some accounts that accept Ethereum will require investors to specify the amount of Ether they wish to deposit, either as an ETH or USD value.
Generate Wallet Address
Next, the brokerage will generate a unique wallet address for this transaction via a payment gateway, which will only work for Ethereum payments. Make a note of this address carefully, as a mistake here will mean that your funds could be sent to the wrong address and lost.
Add Funds
Log in to the wallet or exchange where your Ether tokens are held, and find the section in which users can make outgoing transfers. Then, input the wallet address carefully, along with the desired value of tokens to transfer.
Make the payment, and within 5-30 minutes under normal network conditions, your funds should have arrived with your online brokerage, minus any gas fees.
Are Ethereum Payments Good For Day Trading?
Ethereum deposits are an excellent option for traders who deal mainly in cryptocurrency or want to make recurring payments cross-borders and avoid lengthy wire transfer waiting times and forex fees. While not many brokerages currently offer the option to pay in crypto coins, more platforms are starting to adopt this payment method. However, investors should ensure that wallet addresses are correct when making transfers.
Use our list of the top brokerages that accept Ethereum deposits and withdrawals to get started.
FAQ
What Are The Average Fees For Ethereum Deposits To Brokerage Accounts?
Despite Ether fees spiking up to over $70 in 2021, prices dipped back down to around $7.17 in 2023. That said, prices fluctuate significantly year on year. Most investing platforms that accept Ethereum also waive fees at the deposit stage, though there may be a charge when it comes to making a withdrawal.
Does ETH Allow Instant Deposits To Investing Accounts?
On average, the Ether network will process payments in between 5 and 30 minutes. However, low utilization can see transaction time drop into seconds, while high activity can drive times as high as 4 hours.
What Are Ethereum Deposit Fees Vs Bitcoin Charges To Brokerage Accounts?
Ether fees are far lower than Bitcoin’s, even in peak network times, by a significant percentage. For this reason, many traders favour Ethereum payments over the crypto coin’s main rival.
Can I Track My Ethereum Brokerage Payment?
Interested parties can view all the payments made on the Ether network online. However, the details of the sending and receiving parties are entirely anonymous. Head to the official Ether payment tracker for more details – Ethereum.org. Here you can also find details of the latest updates and news on queues, thresholds, and fee reductions.
Are Ethereum Deposits To Investing Platforms Free?
Many brokerages that have accepted Ethereum payments do not charge additional fees for deposits and withdrawals, though this varies between investing services. We have ranked the best brokerages that accept Ethereum payments. Use our full reviews to find a low-cost or free provider.