Revolut vs Trade Republic

Our latest tests show Revolut is superior to Trade Republic.

Whilst Trade Republic has an edge in automated investments and interest paid on cash balances, it falls short in essential areas. It lacks the dependable customer support, comprehensive education, multi-currency capabilities, and wide-reaching financial solutions provided by Revolut.

For a modern, all-encompassing mobile trading and banking experience with flexible pricing plans to suit different needs, Revolut is the standout choice.

James Barra

Contributor

Compare Revolut and Trade Republic side-by-side below.

Revolut vs Trade Republic Comparison Table 2024
Revolut	Trade Republic
Review 3.1 Revolut is #33 in our broker rankings.	Review 2.8
Traders from US accepted	Traders from US not accepted
Revolut has emerged as the most downloaded financial app in 11 countries with over 45 million users and more than $23 billion held in customer balances. It facilitates commission-free trading on over 2000 stocks and commodities, alongside 185 cryptos with a minimum investment of just $1. The mobile trading experience remains market-leading for casual investors seeking low, transparent fees.	Trade Republic is a German investment firm, regulated by the Federal Bank of Germany (BaFin). Available in Europe, it has attracted over 4 million users and manages client assets of approximately €35 billion. Trade Republic offers trading in stocks, crypto and ETFs with a minimum investment of just €1 and interest up to 3.75% paid on uninvested cash balances.
Revolut is a financial technology company. Banking services provided by Metropolitan Commercial Bank, Member FDIC. Securities products and services provided by Revolut Securities Inc, member FINRA/SIPC. Securities products are not insured by the FDIC or any federal government agency, are not bank deposits, are not obligations of or guaranteed by Metropolitan Commercial Bank and are subject to investment risks, including possible loss of the principal amount invested.	Investing in the stock markets carries risk: the value of investments can go up as well as down and you may receive back less than your original investment. Individual investors should make their own decisions or seek independent advice.
Comment by Reviewer
"Revolut is a cut above the competition for mobile traders, sporting a genuinely intuitive app, five pricing plans to suit different needs (Standard, Plus, Premium, Metal and Ultra), custom alerts, company performance metrics, financial news, and interactive quizzes. "	"Trade Republic is best for long-term traders looking to set up automated investments (weekly, monthly or quarterly). However, its education and research tools are lacking, support is hit and miss based on tests and only European residents can sign up with the platform."
Pros
The app delivers a superb investing environment with a slick design and a packed ‘Discover’ section with daily top movers, collections like ‘Technology’ and ‘Utilities’ and popular stocks. Revolut offers one of the smoothest fully digital sign-up processes we’ve seen, kickstarted through a QR code and taking less than 5 minutes. Trade a growing roster of 2000+ stocks, 185+ cryptos and precious metals like gold, silver and platinum with fees starting from 0%. Revolut uses cutting-edge security features with multiple layers, from PINs and passcodes to biometrics and one-time passwords, with $590M saved in fraudulent transactions.	Trade Republic is trusted, with authorization from Germany’s BaFin, a ‘green tier’ regulator in line with Day Trading.com’s Regulation & Trust Rating, while up to €100,000 is available in investor compensation. The investment offering at Trade Republic is head and shoulders above most competitors, with 8000+ stocks, 500+ ETFs, 40,000+ derivatives and 50+ cryptos. Trade Republic has clearly invested in its mobile trading environment with a sleek and ultra-modern mobile app that features simple navigation and an easy-to-use interface. You can earn up to 3.75% interest on unlimited cash balances with payments paid monthly and zero restrictions on withdrawals.
Cons
The Revolut app is an excellent starting point for casual investors but testing reveals its charting package falls short for advanced traders with just two charts (line and candlestick) and six timeframes (1D to 5Y). While the range of shares, commodities and cryptocurrencies is growing, Revolut still lacks popular asset classes like ETFs and does not support margin trading, trailing alternatives like Trade Republic. Some users may find Revolut’s pricing structure confusing; while basic accounts have zero monthly fees, you may need to pay for foreign exchange beyond the specified limit and ATM withdrawals.	The lack of demo account and threadbare education reduces its appeal to newer traders, especially compared to brokers like eToro with its $100K simulator, zero time limit and stacked academy. Despite telephone and email assistance, Trade Republic still needs to improve its customer support, with no live chat available during testing and a fairly basic help centre which may deter aspiring investors. Trade Republic lacks the comprehensive financial solutions available at alternatives, notably Revolut with limited foreign exchange services, multi-currency accounts, and premium banking solutions.
Instruments
Stocks, Cryptos	Stocks, ETFs, Indices, Derivatives, Cryptos
Demo Account
No	No
Minimum Deposit
$0	$0
Trading Platforms
Own	Own
Payment Methods
Wire Transfer, Direct Deposit, Revolut Transfer, Apple Pay, Mobile Check, Google Pay, Credit Card, Debit Card	Apple Pay Credit Card Debit Card Google Wallet Mastercard Visa Wire Transfer
Minimum Trade
$1	0.01 Lots
Regulator
FINRA, SEC	BaFin, Bundesbank
Margin Trading
No	Yes
STP Account
No	Yes
ECN Account
No	No
DMA Account
No	No
MAM Account
No	No
PAMM Account
No	No
LAMM Account
No	No
Demat Account
No	No
AI / Machine Learning
No	No
Robo Advisor
No	No
Negative Balance Protection
No	No
Market Maker
No	No
P2P Trading
No	No
Spot Trading
Yes	Yes
Mobile Apps
iOS & Android	iOS & Android
Copy Trading
No	No
Social Trading
No	No
VPS Hosting
No	No
Tournaments
No	No
Demo Competitions
No	No
Ethical Investing
Yes	No
Custodial Account
No	No
Guaranteed Stop Loss
No	No
Inactivity Fee
$0	$0
Islamic Account
No	No
Account Currencies
USD EUR GBP CAD AUD JPY ZAR SEK NOK DKK CHF HKD PLN CZK HUF	EUR
Stock Exchanges
London Stock Exchange Nasdaq New York Stock Exchange	Borsa Italiana Euronext London Stock Exchange Nasdaq New York Stock Exchange SIX Swiss Exchange
Commodities
	Gold Oil Silver
Cryptocurrency
Revolut has expanded its crypto offering, now featuring 185+ tokens. You can buy, sell and transfer cryptos on the iOS and Android app within a few taps. Revolut also stands out by allowing users to round up leftover cash from card transactions in crypto and use their crypto balance to make card payments, while recurring investments can be made for dollar cost averaging.	Trade Republic offers an average range of 50+ crypto coins such as Bitcoin, Ethereum and Ripple. You can buy, sell, hold and trade digital currencies 24/7 for as little as €1 while the cold wallet storage solutions, which are regulated in Germany and Austria, help create a secure investing environment.
Spread
From 0% (plan dependent)	Market
Coins
ZRX 1INCH AAVE ALGO AMP ANKR BNT BAND BAT BTC BCH ADA CTSI CELO LINK CHL COMP ATOM CRV MANA DOGE ENJ EOS ETH FIL RLC ICP KEEP KNC LTC LRC MATIC MIR NKN NU NMR OMG OXT OGN DOT SKL SOL XLM STORJ SUSHI SNX TRB XTZ GRT UMA UNI XRP YFI	BTC SOL ETH BCH XRP DOT AVAX FET LNK ADA LTC NEAR UNI MATIC TRX FTM XLM HBAR ALGO STORJ GRT AMP SUSHI BAL OMG CHZ MKR COMP ZRX YFI ANT AXS CTSI LRC BAND PERP OXT UMA AAVE SAND KNC CRV AUDIO ENJ BAT MIR SNX EOS OGN DYDX 1INCH BNT CQT OCEAN
Crypto Lending
No	No
Crypto Mining
No	No
Crypto Staking
No	No
Auto Market Maker
No	No

Review	Review
Revolut is a financial technology company. Banking services provided by Metropolitan Commercial Bank, Member FDIC. Securities products and services provided by Revolut Securities Inc, member FINRA/SIPC. Securities products are not insured by the FDIC or any federal government agency, are not bank deposits, are not obligations of or guaranteed by Metropolitan Commercial Bank and are subject to investment risks, including possible loss of the principal amount invested.	Investing in the stock markets carries risk: the value of investments can go up as well as down and you may receive back less than your original investment. Individual investors should make their own decisions or seek independent advice.