Przelewy24 Brokers 2024
Przelewy24 – also known as P24 – is an online payment system that traders in Poland and other European countries can use to fund and make withdrawals from their brokerage accounts. This review will delve into Przelewy24’s aggregator system and how it can be used for trading accounts, as well as provide a guide to some of its benefits and drawbacks. We have also ranked the best brokers that accept Przelewy24 deposits in 2024.
Best Przelewy24 Brokers
Our hands-on tests have revealed these top 6 brokers that accept Przelewy24:
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1
Deriv
Ratings/ 5/ 5/ 5/ 5/ 5/ 5/ 5/ 5/ 5/ 5
$50.01 Lots1:1000MFSA, LFSA, BVIFSC, VFSC, FSC, SVGFSACFDs, Multipliers, Accumulators, Synthetic Indices, Forex, Stocks, Options, Commodities, ETFsDeriv Trader, Deriv X, Deriv Go, MT5, cTrader, TradingViewNeteller, Visa, Skrill, WebMoney, FasaPay, Perfect Money, Diners Club, Banxa, Paytrust, Wire Transfer, Mastercard, Credit Card, JCB Card, Sticpay, Trustly, Volet, Paysafecard, AstroPay, Maestro, Airtm, Boleto, JetonCash, Przelewy24, Bitcoin PaymentsUSD, EUR, GBP -
2
eToro51% of retail investor accounts lose money when trading with this provider. eToro is a multi-asset investment platform. The value of your investments may go up or down. Your capital is at risk.
Ratings/ 5/ 5/ 5/ 5/ 5/ 5/ 5/ 5/ 5/ 5
$10$10FCA, ASIC, CySEC, FSA, FSRA, MFSA, CNMV, AMFStocks, ETFs, Options, CryptoeToro Web, CopyTrader, TradingCentralVisa, Skrill, Neteller, Wire Transfer, Rapid Transfer, Swift, Debit Card, iDeal, Klarna, Sofort, Trustly, Przelewy24USD, EUR, GBP -
3
InstaForexChoose between: Club Bonus, 30 %, 55 % and 100 % bonusesAll investments involve a degree of risk of some kind. Trading financial derivative products comes with a high risk of losing money rapidly due to leverage. You should not engage in trading these instruments unless you fully understand the nature of the transactions you are entering into, and the true extent of your exposure. These types of investments may be suitable for some investors, but they are not for everyone.
Ratings/ 5/ 5/ 5/ 5/ 5/ 5/ 5/ 5/ 5/ 5
$10.10 of the lot (0.0001 of market lot for Cent.Standard and Cent.Eurica)1:1000BVI FSCCurrencies, Cryptocurrencies, Stocks, Indices, Metals, Oil and Gas, Commodity Futures and InstaFuturesMT4, MT5Skrill, Mastercard, Visa, Neteller, Wire Transfer, Przelewy24, Giropay, Rapid TransferUSD, EUR, GBP, PLN, CZK -
4
TopFX100% Universal Bonus T&Cs Apply
Ratings/ 5/ 5/ 5/ 5/ 5/ 5/ 5/ 5/ 5/ 5
$500.01 Lots1:500CySEC, FSACFDs, Forex, Shares, Indices, Metals, Energies, ETFs, CryptocurrencyMT4, cTrader, AutoChartist, TradingCentralVisa, Mastercard, Debit Card, Credit Card, Wire Transfer, Swift, Apple Pay, Google Wallet, Skrill, Neteller, Bitcoin Payments, Ethereum Payments, Perfect Money, Dragonpay, M-Pesa, FasaPay, PIX Payment, Sticpay, Bitwallet, Przelewy24, Sofort, iDealUSD, EUR, GBP -
5
AAAFx100% Deposit Bonus (global clients)
Ratings/ 5/ 5/ 5/ 5/ 5/ 5/ 5/ 5/ 5/ 5
$100.01 Lots1:30 (EU), 1:500 (Global)HCMC, FSCACFDs, Forex, Stocks, Indices, Commodities, CryptosMT4, MT5Visa, Mastercard, Skrill, Neteller, Wire Transfer, Debit Card, Credit Card, Bitcoin Payments, Przelewy24, UnionPay, Giropay, Sofort, iDeal, QIWIUSD, EUR, CAD, AUD -
6
Libertex78% of retail investor accounts lose money when trading CFDs with this provider.
Ratings/ 5/ 5/ 5/ 5/ 5/ 5/ 5/ 5/ 5/ 5
€100€20Up to 1:30 (Retail)CySECCFDs on Forex, Cryptocurrencies, Metals, Indices, Stocks, Oil & Gas, Agriculture, ETFsLibertex (and mobile app), MT4, MT5Sofort, Rapid Transfer, Credit Card, iDeal, Giropay, Neteller, Trustly, Skrill, Visa, Wire Transfer, Debit Card, PayPal, Przelewy24, PaysafecardEUR, GBP, CHF, PLN
This is why we think these brokers are the best in this category:
- Deriv - Established in 1999, Deriv is an innovative broker now serving over 2.5 million global clients. The firm offers CFDs, multipliers and more recently accumulators, alongside its proprietary derived products which can't be found elsewhere, providing flexible short-term trading opportunities.
- eToro - eToro is a top-rated multi-asset platform which offers trading services in thousands of CFDs, stocks and cryptoassets. Launched in 2007, the brand has millions of active traders globally and is authorized by tier one regulators, including the FCA and CySEC. The brand is particularly popular for its comprehensive social trading platform. Crypto Trading is offered via eToro USA LLC; Investments are subject to market risk, including the possible loss of principal. CFDs are not available in the US Cryptoasset investing is highly volatile and unregulated in the UK and some EU countries. No consumer protection. Tax on profits may apply. 51% of retail accounts lose money.
- InstaForex - InstaForex is a forex and CFD broker founded in 2007. The broker offers diverse market coverage to millions of clients, spanning traditional assets like currencies and shares, as well as other interesting opportunities such as IPOs.
- TopFX - TopFX, a Cyprus-headquartered company, has been an instrumental player in the financial services industry since its establishment in 2010, earning a solid reputation as a reliable broker for active traders. Initially, the company offered liquidity services to institutional clients, including hedge funds, banks, and brokers. However over the years, TopFX has grown to include retail traders in its clientele. It was one of the first brokers in the world to offer cTrader, a testament to its commitment to innovation.
- AAAFx - AAAFx is a forex and CFD broker, established in 2007 and headquartered in Greece. The company is regulated by the HCMC and FSCA and supports a selection of ECN accounts with low spreads, fast order executions and convenient deposits.
- Libertex - Libertex is a well-known broker, established in 2012. The regulated brand has served numerous clients and is regulated by the Cyprus Securities and Exchange Commission with license number 164/12. Libertex offers CFD trading on 250+ underlying assets, including through an innovative and user-friendly proprietary web trader platform. Choose between CFDs on forex, cryptocurrencies, commodities, stocks, indices and ETFs, which are available with tight spreads and low commissions.
Przelewy24 Brokers Comparison
| Broker | Minimum Deposit | Instruments | Platforms | Leverage |
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$5 | CFDs, Multipliers, Accumulators, Synthetic Indices, Forex, Stocks, Options, Commodities, ETFs | Deriv Trader, Deriv X, Deriv Go, MT5, cTrader, TradingView | 1:1000 |
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$10 | Stocks, ETFs, Options, Crypto | eToro Web, CopyTrader, TradingCentral | - |
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$1 | Currencies, Cryptocurrencies, Stocks, Indices, Metals, Oil and Gas, Commodity Futures and InstaFutures | MT4, MT5 | 1:1000 |
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$50 | CFDs, Forex, Shares, Indices, Metals, Energies, ETFs, Cryptocurrency | MT4, cTrader, AutoChartist, TradingCentral | 1:500 |
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$10 | CFDs, Forex, Stocks, Indices, Commodities, Cryptos | MT4, MT5 | 1:30 (EU), 1:500 (Global) |
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€100 | CFDs on Forex, Cryptocurrencies, Metals, Indices, Stocks, Oil & Gas, Agriculture, ETFs | Libertex (and mobile app), MT4, MT5 | Up to 1:30 (Retail) |
Deriv
"Deriv is ideal for active traders seeking alternative and unique ways to speculate on global financial markets, from multipliers and accumulator options to its bespoke synthetic indices, which mimic real market movements and are available 24/7, allowing for continuous trading opportunities regardless of market hours."
Christian Harris, Reviewer
Deriv Quick Facts
| Demo Account | Yes |
|---|---|
| Instruments | CFDs, Multipliers, Accumulators, Synthetic Indices, Forex, Stocks, Options, Commodities, ETFs |
| Regulator | MFSA, LFSA, BVIFSC, VFSC, FSC, SVGFSA |
| Platforms | Deriv Trader, Deriv X, Deriv Go, MT5, cTrader, TradingView |
| Minimum Deposit | $5 |
| Minimum Trade | 0.01 Lots |
| Leverage | 1:1000 |
| Account Currencies | USD, EUR, GBP |
Pros
- Account funding is a breeze with a very low minimum deposit of $5 and a huge selection of payment options, plus Tether was added to the cashier in 2023.
- After integrating TradingView and adding MT5 web trader, Deriv now offers a first-class selection of charting tools across desktop, web and mobile devices.
- Although response times trail alternatives in our personal experience, Deriv offers 24/7 support and is one of the few brokers to offer WhatsApp assistance.
Cons
- Leverage up to 1:1000 will appeal to traders with a large risk appetite but frustratingly there is no ability to flex the leverage in the account area.
- While the Academy launched in 2021 is a step in the right direction, there is limited education on advanced trading topics for seasoned traders and no live webinars to upskill new traders.
- Apart from the MFSA in the EU, Deriv lacks top-tier regulatory credentials, reducing the level of safeguards like access to investor compensation.
eToro
"eToro's social trading platform leads the pack with a terrific user experience and active community chat that can help beginners find opportunities. There are also competitive fees on thousands of CFDs and real stocks, plus excellent rewards for experienced strategy providers."
eToro Quick Facts
| Demo Account | Yes |
|---|---|
| Instruments | Stocks, ETFs, Options, Crypto |
| Regulator | FCA, ASIC, CySEC, FSA, FSRA, MFSA, CNMV, AMF |
| Platforms | eToro Web, CopyTrader, TradingCentral |
| Minimum Deposit | $10 |
| Minimum Trade | $10 |
| Account Currencies | USD, EUR, GBP |
Pros
- The copy trading app facilitates a best-in-class social environment, with an engaging social feed and community chat
- The broker's services are great for beginners, with commission-free stock trading, a low minimum deposit and an unlimited demo
- The web platform and mobile app perform better in user reviews and app rankings than top competitors, including AvaTrade
Cons
- There is a $30 minimum withdrawal amount and a $5 fee, which will affect novices with low capital
- There are no guaranteed stop loss orders which would be a useful risk management feature for beginners
- There are limited contact methods aside from the in-platform live chat
InstaForex
"InstaForex maintains its position as a top forex broker, with more currency products than most rivals. The tight spreads and low minimum deposits make it accessible to all experience levels, especially those familiar with the MT4 and MT5 platforms."
InstaForex Quick Facts
| Bonus Offer | Choose between: Club Bonus, 30 %, 55 % and 100 % bonuses |
|---|---|
| Demo Account | Yes |
| Instruments | Currencies, Cryptocurrencies, Stocks, Indices, Metals, Oil and Gas, Commodity Futures and InstaFutures |
| Regulator | BVI FSC |
| Platforms | MT4, MT5 |
| Minimum Deposit | $1 |
| Minimum Trade | 0.10 of the lot (0.0001 of market lot for Cent.Standard and Cent.Eurica) |
| Leverage | 1:1000 |
| Account Currencies | USD, EUR, GBP, PLN, CZK |
Pros
- The broker is a particularly good pick for serious forex traders, with over 100 currency pairs, tight spreads from 0.0 pips and a market-leading selection of curated forex market resources
- The broker is accessible for beginners, with low minimum deposits and zero-commission trading available.
- InstaForex delivers a superb day trading environment, with the powerful MT4 and MT5 platforms offering dozens of technical analysis tools, automation capabilities and multiple order types
Cons
- The broker’s website and client cabinet feel outdated and difficult to navigate for newcomers
- Customer support is available only in EN, CZ, PL, and SK.
- The broker provides trading instruments only in the form of CFDs.
TopFX
"TopFX is a strong choice for day trading due to ultra-low latency with execution times under 25 milliseconds. It also offers access to advanced charting platforms, MT4 and cTrader, with tight spreads and low commissions that can significantly reduce costs for active traders."
TopFX Quick Facts
| Bonus Offer | 100% Universal Bonus T&Cs Apply |
|---|---|
| Demo Account | Yes |
| Instruments | CFDs, Forex, Shares, Indices, Metals, Energies, ETFs, Cryptocurrency |
| Regulator | CySEC, FSA |
| Platforms | MT4, cTrader, AutoChartist, TradingCentral |
| Minimum Deposit | $50 |
| Minimum Trade | 0.01 Lots |
| Leverage | 1:500 |
| Account Currencies | USD, EUR, GBP |
Pros
- TopFX continues to deliver first-class support following years of real-money trading with responses on live chat in minutes and email replies in 24 hours for technical assistance.
- Active traders get reliable trade execution with speeds under 25ms, combined with consistent pricing, no slippage or requotes, and fast deposits and withdrawals during testing.
- TopFX is committed to supporting a diverse range of day traders, including those who prefer manual, algorithmic, and strategy-based trading with a choice of three flexible accounts (Zero, Raw and VIP).
Cons
- Despite a growing selection of 600+ instruments, you can't invest directly in real assets, such as stocks, ETFs, and crypto, and TopFX does not offer interest on uninvested cash like alternatives such as IBKR.
- TopFX supports only two platforms (cTrader and MT4), so there's no option to trade with MT5 or the increasingly popular TradingView. The lack of a proprietary platform for beginner traders is also an entry barrier.
- Although it produces in-house market analysis content, notably the Daily Market Digest, and includes Autochartist and Trading Central, the woeful educational offering is limiting for beginners, especially compared to category leaders like XTB.
AAAFx
"AAAFx is best for forex traders seeking ECN conditions with spreads from zero and MetaTrader access. It’s also suitable for social traders with ZuluTrade support. However, AAAFx seriously falls short for newer traders with minimal research features and no educational tools."
Michael MacKenzie, Reviewer
AAAFx Quick Facts
| Bonus Offer | 100% Deposit Bonus (global clients) |
|---|---|
| Demo Account | Yes |
| Instruments | CFDs, Forex, Stocks, Indices, Commodities, Cryptos |
| Regulator | HCMC, FSCA |
| Platforms | MT4, MT5 |
| Minimum Deposit | $10 |
| Minimum Trade | 0.01 Lots |
| Leverage | 1:30 (EU), 1:500 (Global) |
| Account Currencies | USD, EUR, CAD, AUD |
Pros
- AAAFx supports a wide range of payment methods with near-instant funding and zero transfer fees, ensuring convenient deposits.
- Fast and dependable 24/5 support is available following hands-on testing across live chat, telephone and email.
- You get fast execution speeds from 10 milliseconds with no restrictions on strategies, creating a flexible environment for day traders.
Cons
- The selection of currencies is strong but AAAFx lacks depth in its stocks, indices, commodities and cryptos, limiting the range of trading opportunities.
- By discontinuing ActTrader and lacking a proprietary platform, traders are limited to MetaTrader, which is outdated and less ideal for newcomers.
- You can’t make deposits and manage your AAAFx account through an app, meaning you have to sign in to the website, dampening the mobile trading experience.
Libertex
"Libertex will appeal to both beginner and experienced traders thanks to its easy-to-use platform and low fees. The brand is also a good pick for share dealing with commission-free stock investing."
Tobias Robinson, Reviewer
Libertex Quick Facts
| Demo Account | Yes |
|---|---|
| Instruments | CFDs on Forex, Cryptocurrencies, Metals, Indices, Stocks, Oil & Gas, Agriculture, ETFs |
| Regulator | CySEC |
| Platforms | Libertex (and mobile app), MT4, MT5 |
| Minimum Deposit | €100 |
| Minimum Trade | €20 |
| Leverage | Up to 1:30 (Retail) |
| Account Currencies | EUR, GBP, CHF, PLN |
Pros
- User-friendly platform as well as support for MT4 and MT5
- Helpful customer support available in multiple languages
- Accepts wide range of funding methods
Cons
- Limited account options
- Lacks educational content and other features
- List of tradeable underlying assets is small compared to rivals
How Did We Choose The Best Przelewy24 Brokers?
To uncover the top Przelewy24 brokers, we:
- Combed through our library of 500 online brokers, taking out all those that don’t support P24
- Confirmed that the remainder offer P24 deposits and withdrawals for online trading
- Sorted them by their overall score, drawing on over 100 data points and findings from our in-depth tests
What Is Przelewy24?
Since its establishment in Poland in 2005, Przelewy24 has risen to become the country’s leading online payment service. Przelewy24 has partnered with hundreds of banks as well as e-wallets and mobile payment apps including Apple Pay and Google Pay to create what it calls a payment method aggregator, boasting some 350 transfer solutions that can be used with more than 150,000 registered partners. As such, P24 is not an e-wallet or payment method in itself, but rather a gateway that allows users to link up other methods to make transactions with trading brokers and accepted vendors.
Przelewy24’s main currencies are listed as the Polish Zloty (PLN) and Euro (EUR), but the service also offers transactions and payouts to foreign currency accounts, as well as international money orders and fast money transfers in Poland, Czechia and Slovakia.
How Does Przelewy24 Work For Day Traders?
Przelewy24 will mainly be useful to traders based in Poland, or to those who have funds in PLN that they use for trading. As such, P24 traders will be on the lookout for brokers that accept PLN deposits, some of whom will also accept Przelewy24 as a seamless method for deposits and withdrawals.
XM and Capital.com are just a couple of the popular trading brokers that accept Przelewy24 deposits, allowing for fast and simple transfers directly through brokers’ platforms.
Since the firm defines itself as an aggregator and has bank transfer functionality as well as partnerships with some other large transfer apps, some traders may also wish to use the Przelewy24 application as an intermediary to fund a trading account through one of these alternative methods.
How To Set Up A Przelewy24 Account
The Przelewy24 website directs merchants and prospective partners, but not consumers, to its registration process. This is because P24 is a payment method aggregator, so users do not need to set up an account. Rather, traders will be able to use their preferred method when they make transfers to and from brokers that accept Przelewy24 deposits and withdrawals.
In other words, Przelewy24 brokers and other merchants who register with P24 will offer this service on their payment page, and users who select it will be able to then choose which specific method out of the 350+ supported by P24 that they want to use.
Fees
P24 gears its pricing structure to merchants rather than customers. As a result, merchants will need to pay a commission or fee which depends on the type of transfer method used, but generally remains around 1.9%. Charges for Diners Club and other credit card transactions are higher, while the company charges nothing for transactions via PayPal and other e-wallets, which levy their own fees.
Many brokers that accept P24 deposits will cover the charges for this method themselves, though some may pass some or all of the cost onto traders. The fees for the specific transfer method you use should be clearly stated on your trading broker’s payment screen.
Traders should also remember that the fees charged by the specific method they use will also apply. So, if your bank charges you to make a transfer, this charge is still likely to apply if the transfer goes through P24’s service.
Przelewy24 Transaction Times
Since P24 brokers are likely to integrate the service’s API into their websites, there should be no additional transaction times from using this service.
The speed of your transactions should thus depend on the payment method you use, and whether Przelewy24 brokers require any internal processing time. While deposits via e-wallets and other digital methods are usually instantaneous, bank transfers may take a period of between a few hours and a day or two, and Przelewy24 brokers often require a few days to process withdrawals.
Security
As Poland’s most popular online transfer service, Przelewy24 is trusted by millions of users and many partner payment services and merchants. As a result, the company implements industry-standard security measures, including SSL – Thawte Inc certificates on its payment pages.
The P24 website also has a form that can be used to contact customer services with any queries. However, traders should note that, as this aggregator serves as a gateway through which customers can use other payment services, it should not be necessary for individuals to provide the company with their personal details. If you receive an email or telephone communication that claims to be from P24 and asks you to provide any private information, you should treat it with caution.
How To Deposit Using Przelewy24
As mentioned above, the Przelewy24 service does not include a wallet of its own – rather, it allows traders to use one of its supported payment methods to make their transactions.
The process for making deposits and withdrawals should be very similar, where you will typically have to enter the deposit amount and confirm the transfer through a secure pop-up page.
At eToro, for example, you will need to follow these steps:
- Log in to the eToro platform and click ‘Deposit Funds’ in the left-hand menu
- Enter the deposit amount and your preferred currency
- Select Przelewy24 from the drop-down menu
- Follow the instructions in the payment portal to complete the transaction
Pros Of Przelewy24 Brokers
- Fast and easy trading deposits in Polish Zlotys (PLN) and Euros (EUR)
- Supports a large number of payment methods, including bank transfers, e-wallets and credit cards
- Available at some online brokers that accept deposits in PLN
- Good security and low fees at the top Przelewy24 brokers
- No need to download an app or register for a service
Cons Of Przelewy24 Brokers
- Limited benefit for traders outside of Poland
- Less likely to be available from trading brokers that do not accept PLN payments
- Traders cannot use P24 as a standalone system to handle their deposits and withdrawals; they will need to use it in conjunction with another payment method
Is Przelewy24 Good For Day Trading?
Przelewy24 is not a standalone payment method but an aggregator that allows traders in Poland to make deposits to supported brokers using their preferred transfer method. As such, this is mainly useful to investors who live in Poland or who have access to funds in the Polish currency. It may not be useful to many traders outside this region, but for those who trade with PLN, this is a quick, reliable and convenient payment service.
Head to our list of the top Przelewy24 brokers to make a deposit and start trading.
FAQ
What Should Day Traders Know About The Przelewy24 Payment System?
The Przelewy24 or P24 payment system is an aggregator that allows investors in Poland and some other geographical locations to fund their trading accounts with Polish Zlotys (PLN) through their favored payment method. In other words, traders can use P24 as an intermediary through which to make a bank transfer, card or e-wallet deposit, as long as they are signed up with a broker that accepts Przelewy24 deposits.
Which Brokers Accept Przelewy24 Deposits?
Trading brokers that accept deposits in Poland’s currency (PLN) may well be signed up with Przelewy24, since this is the country’s leading online payments service. Among the top Przelewy24 brokers are XM and Capital.com.
Are Przelewy24 Deposits To Trading Brokers Safe?
Przelewy24 is a payment aggregator, and it does not provide e-wallet functionality to individual traders, nor require them to register and provide their personal information. As a result, the service should be safe, as long as the payment method you are using and the trading broker you are dealing with are secure.
Are Przelewy24’s Exchange Rates Cheap For Trading Transfers?
Przelewy24 offers a system to exchange PLN and EUR currencies that it says allows buyers to “avoid an unfavorable spread and currency conversion by the bank.” It also says that it can “offer transactions and payouts directly to currency accounts, avoiding currency conversion”, and “provide deposits in foreign currencies and express payouts to dedicated bank accounts.” This means that traders may be able to use P24 to cheaply fund accounts at brokers that accept payment in a foreign currency. However, the exact fees and practicality of this are likely to be down to the precise transfer method that is used.
Which Payment Methods Can I Use With Przelewy24 To Fund My Trading Account?
Przelewy24 works with more than 350 different transfer methods, including banks, credit and debit cards, e-wallets, mobile payment services like Google Pay and Apple Pay, and more. The type of method you can use with brokers that accept Przelewy24 deposits may vary, depending on that brokerage’s list of accepted payment options. The supported solutions are likely to be listed in a scroll-down menu when you select P24 on your broker’s deposit and withdrawal page.